INDIVIDUAL PLAN OPTIONS (MEDICARE EXCHANGE)

Individual medical and prescription drug plan options are not company-sponsored, but do qualify for a subsidy. Individual plans provide a variety of choices with varying coverages, deductibles, co-payments and out-of-pocket costs. You can research plans by visiting AmWINS’ Medicare Exchange and comparing plans available in your zip code. To enroll in an Individual Plan you will need to contact an AmWINS Benefit Specialist at 877-280-5360.

Please note that while the plans are similar we cannot guarantee that your physician is in the approved network or that your medications are covered in the formulary. Therefore, we recommend you contact an AmWINS Benefit Specialist to verify these important plan details. You can contact a Benefit Specialist at 877-280-5360.

Before calling, we recommend you have the following information:
• A list of your current prescription drugs
• The name of your pharmacy
• The name of your primary care physician and any other doctors or specialists
• If you will reside outside the state for a portion of the year
• If you travel frequently

HEALTH REIMBURSEMENT ACCOUNT (HRA)

If you elect an Individual Plan you will be enrolled in an HRA. The HRA account is used by your company to subsidize your insurance premium. There is no additional cost to enroll in an HRA.

DENTAL AND VISION

As part of the program, you will also have access to an optional Dental and Vision program. The Dental and Vision plans are optional, however you must enroll in a sponsored medical plan to enroll in the dental or vision. Please refer to the links at the right to view these options. You will need to complete the enrollment form in your kit to enroll.